Most people live in constant attempt to maintain an excellent credit rating. It is somewhat personal to have one’s credit history revealed to the public. Unfortunately, this is what happened when Equifax was hacked. The event exposed the information of millions of people across America to fraudulent people.
Therefore, it is indispensable for everyone to check whether their identity was among the data that was hacked. Equifax is inviting all people to check from its website whether their data was leaked.
If it was, the following steps necessary to protect further fraud:
- Change all the passwords: This prevents the scammers any access to your funds. It is also advised to mix numbers, symbols, and letters.
- Consider freezing the credit. Freezing the means that no one can use your personal information to access credit-include you. Therefore, when you might need a loan, you will have to ‘thaw’ the credit. You can thaw the credit at the convenience of your home using the smartphone and the PIN that was given when freezing the credit.
- Pay close attention to the activities on your accounts. Beware that the scammers start by using negligible amounts from your accounts. It might be easy to fail to notice the small out difference in the accounts. Therefore close monitoring is required.
- Report any fraudulent activities noted on the accounts to the creditor or bank. It might necessitate you to cancel the card and get a new one.
Freedom Debt Relief is a leading consultant on how one can be in control of their credit. They have professionals who can offer valid advice on how one can live without fear even after their identity has been exposed.They also provide their clients practical ways on how they can come up with a plan to pay off their debt and maintain better credit health.
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